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It is the philosophy of the college that no eligible student should be restricted from attending college because of limited financial resources.

Grants, scholarships, loans and work-study programs are available to eligible students who are enrolled in eligible degree or certificate programs. Payment plans also are available to all students.

The Financial Aid office uses the results of the Free Application for Federal Student Aid (FAFSA) to determine eligibility for all need-based funds. Gift aid is awarded to students with financial need according to the restrictions of the award and availability of funds.

In order to accommodate student interest in financial aid awards, the packaging process determines if a student is interested in the Federal Work-Study (FWS) program. If a student indicates on the FAFSA that they are interested in FWS only, it is packaged before federal Direct Loans are awarded. If they indicate that they are interested in both FWS and Direct Loans, Subsidized Direct Loan are packaged first, then work-study. The Unsubsidized Direct Loan is awarded last and will only be awarded up to unmet need. Federal Pell Grants, Federal SEOG and state awards are awarded prior to any FWS entitlement or Direct Loan eligibility.

Students who do not express interest regarding FWS funds are awarded in this order:

  1. Pell.
  2. FSEOG.
  3. Subsidized Stafford Loan.
  4. Unsubsidized Stafford Loan.
  5. Federal Work-Study.

Award notifications are sent out to students throughout the year. The Financial Aid office mails the first round of award notifications for the upcoming school year each April for new students. The second round of award notifications, for returning students, is mailed after the summer term. The notification process includes a paper notification and an email to students to view their awards on MyAACC. Both the email and letter include instructions on the next steps and directions to appropriate loan and FWS forms in MyAACC. A link to the AACC Financial Aid Award Guide, the appropriate consumer information, and disclosures are available to students when they view their awards on MyAACC.

Pell Grants

Awards are made after verification and all eligibility requirements are met. Award amounts are based on each student's Expected Family Contribution (EFC). Payment amounts also vary based on each student's level of enrollment (quarter time, half time, three-quarter time and full time).

Federal Supplementary Educational Opportunity Grant (FSEOG)

Priority is given to students who:

  • Have exceptionally high need (EFC = 0).
  • Apply before April 15.
  • Have a good SAP status.
  • Have a minimum GPA of 2.0.

Additionally, students with a bachelor’s degree are not eligible for an FSEOG award. Awards are made on a first-come, first-served basis. Award amounts are as follows:

  • Full time (12+ credits). $600 per term
  • Three Quarter time (9-11 credits). $450 per term
  • Half time (6-8 credits). $300 per term
  • Less than half time (1-5 credits).  $150 per term

Federal Work-Study

AACC awards FWS to students who demonstrate financial need. The overall awarding process is outlined above and explains how this program is awarded based on student interest. The maximum FWS is approximately $5,000 for the year. Students are paid an hourly rate as determined by their employer.

Federal Direct Loans

AACC packages an estimated Direct Loan on the award letter, per federal regulations and loan limits. Students must complete an AACC Direct Loan Request Form to request a specific amount of loan funds. First-time borrowers must complete online entrance counseling. All borrowers must complete a Master Promissory Note, as required by federal law.


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